Petsecure plans & coverage

Cat insurance because life isn't always purrr-fect

When accidents or illnesses happen, Petsecure helps cover the
vet bill, so you can focus on your cat or kitten’s care, not the cost.

 

Why people choose Petsecure

 

Save up to 80% on vet bills, including exam fees and taxes

Four comprehensive plans to pick from

Simple coverage with one deductible per year

Dental coverage included in all plans

 

Choose the right plan for your cat or kitten

 

  • Secure 1

    Coverage

    80%

    Including exam fees & taxes

    $1,000

    per accident

    $1,000

    per condition, per year

    $200

    dental care, per year

    Wellness coverage: none

    Wellness coverage: none

    Get a quote
  • Secure 2

    Coverage

    80%

    Including exam fees & taxes

    $2,500

    per accident

    $2,500

    per condition, per year

    $300

    dental care, per year

    Wellness coverage: none

    Wellness coverage: none

    Get a quote
  • Secure 3

    Coverage

    80%

    Including exam fees & taxes

    $5,000

    per accident

    $5,000

    per condition, per year

    $400

    dental care, per year

    Wellness coverage: none

    Wellness coverage: none

    Get a quote
  • Secure 4

    Coverage

    80%

    Including exam fees & taxes

    Unlimited

    per accident

    Unlimited

    per condition

    $600

    dental care, per year

    $450

    Wellness coverage*

    $350

    Wellness coverage*

    Get a quote

*Prices vary depending on the species, breed and where in Canada you live. Policy premiums are calculated based on Canadian veterinary fees. Wellness coverage can be used for annual exams and vaccinations, annual bloodwork, flea control, preventative heartworm medication and more.

 

 

 

What does cat insurance cover?

Whether it’s an injury, diagnosis or emergency visit, our plans are designed to help you feel confident saying “yes” to treatments your cat needs.

 

Accidents and illnesses

Hospital stays

Surgeries

Behavioural therapy

Alternative treatments

Medical devices

Diagnostics and X-rays

Dental care

Medications

Boarding & kennel fees

Lost pet advertising

Holiday cancellations

Coverage varies by plan. Full details are clearly outlined in your policy.

 

Learn more about our coverage

 

 

 

How cat insurance works

 

Protecting your cat or kitten should be simple.

 

Choose a plan that fits your pet’s needs and your budget.

Visit any licensed vet in Canada or the US.

Submit your claim and get reimbursed in just a few days!

 

Get a quote

 

 

 

What isn't covered?

While we wish we could cover it all, Petsecure has some exclusions. These help keep our coverage fair and affordable.

Not covered by Petsecure: 

Pre-existing conditions

Cosmetic or elective procedures

Alternative medications that don’t have a drug identification number (DIN) or natural health product (NHP) number

Prescription pet food

Expenses resulting from pregnancy

Spay or neuter surgery

 

 

How do we compare to the other guys?

 

Deductibles

 

Some insurers use lifetime per‑condition deductibles; Petsecure uses one annual deductible for simplicity.

 

Exam fees

 

Not all plans cover exam fees and taxes; Petsecure includes both exam fees and taxes in eligible reimbursements. This means more money back to pet owners!

 

Dental

 

Dental illness can be limited or excluded by some plans; Petsecure includes dental coverage in all tiers.

 

 

 

Plan choice

 

Single-plan insurers can feel “one-size-fits-all”; Petsecure offers four clear, comprehensive plan levels for different needs and budgets.

 

 

 

 

Why cat owners choose Petsecure

 

  • 100% Canadian owned and operated
  • More than 35 years of experience protecting pets
  • Up to 80% back on vet bills, including taxes and exam fees
  • One annual deductible

 

Your cat depends on you for protection. Have confidence in their care with Petsecure.

 

Fetch a quote