There is no cost associated with the Breedsecure trial for breeders or pet owners.

Accidents, illnesses, exam fees, taxes, surgeries, medication, and more. See the Terms and Conditions for full details.

Pre-existing conditions, dental, spay or neuter, pregnancy and associated conditions, cosmetic/elective procedures, and training lessons. See the Terms and Conditions for full details.

Your puppy or kitten’s new owner will visit their veterinarian, pay their vet bill and have their vet complete the claim form and sign it. The client or the clinic can email or fax the claim form to Petsecure with any invoices or receipts. Any applicable reimbursement will be sent.

Your puppy or kitten’s new owner can contact us at any time during the six-week trial to extend their policy. We’ll waive the waiting periods for accident and illness when they continue coverage before their trial expires. If we don’t hear from them, their coverage will automatically end in six weeks.

Co-insurance (sometimes called 'co-pay') is the portion of the pet insurance claim that you are responsible for. With the Breedsecure trial, pet owners pay 20%, and Petsecure covers 80% of eligible veterinary fees.

The deductible is the fixed amount that you pay after your co-insurance. With the Breedsecure trial, pet owners pay a $100 deductible per incident, only if they need to make a claim. 

A pre-existing condition means that the condition first occured or showed symptoms before the pet’s coverage started, or occurred during the waiting periods.

Yes. Petsecure does not exclude hereditary or congenital conditions, as long as they are not pre-existing.